With no deposit and no prepayment penalties, our Flex car finance was created to help you to get the vehicle you would like with financing options that work for you personally.
What’s The Flex Car Loan?
Our Flex car finance is much like a rent, except which you actually have the automobile. By the end of one’s funding term, you can easily wthhold the automobile if you are paying the staying stability or fund the total amount during the present utilized prices. You can also just get back the vehicle. 1
How exactly does the Flex Loan Program work?
The Flex Loan Program can be obtained for new and used cars (up to five model years of age). Funding options can be found from 24 to 72 months, offering re payments as much as 40per cent less than https://paydayloanscalifornia.net/ old-fashioned funding. The following is an illustration:
| Mainstream Loan | Flex Loan | |
| Loan Amount | $30,000 | $30,000 |
| Loan Term | 3 years | 3 years |
| guaranteed in full Future Value (GFV) | n/a | $16,500 |
| monthly premiums | $869.00 | $464.80* |
*Payments 1-35 are $464.80 having a 36th repayment of $16,500 (GFV). 45 days to payment that is first. According to a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and could differ because of credit that is individual and/or loan term. (2) re re Payments shown may vary through the last repayment supplied by credit union loan agent.
At any time throughout your loan term it is possible to:
- Offer the automobile, spend the loan stability (including value that is residual and keep any distinction.
- Make use of the car as being a trade-in, while the loan stability (including recurring value) is compensated within the deal.
- Keep carefully the automobile and refinance the loan stability (including recurring value) as an utilized automobile loan.
At loan readiness, you’ve got the option to return the car and walk away from the value that is residual.
Why should a Flex is got by me Loan?
Utilizing the Flex car finance, you prefer:
- No deposit with no prepayment charges
- Reduced payments that are monthly mainstream loans
- Ownership advantages and funding options as the automobile is titled in your name
Willing to get going?
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1 automobiles will soon be came back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and can even differ as a result of specific credit history and/or loan term. (2) re re Payments shown can vary through the payment that is final by credit union loan representative.
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